AI that does the busywork — not just the buzzword
Lendicity AI reads borrower statements, prefills applications, and ranks refi-ready opportunities across your funded book — so your team spends its time on deals, not data entry.
How the AI statement reader works
It already runs in every borrower portal — no setup, no extra cost.
The statement reader that ends manual data entry
When a borrower uploads a mortgage or bank statement, Lendicity AI reads it with vision — lender, balance, rate, payment, escrow — and prefills the application. No re-typing, no transcription errors, no waiting on your team.
- Reads a PDF or photo of a statement
- Extracts lender, balance, rate, payment & escrow
- Prefills the application in seconds
- Borrower confirms — your team never re-keys
Borrower Intelligence ranks who to call next
Growth and Scale teams can score the funded book for refinance readiness, rate exposure, maturing loans, and stale follow-ups. It turns the CRM from a static database into a daily call list.
- Propensity score per borrower
- Rate-alert monitor against current market movement
- Top opportunities by payoff, maturity, and next-best action
- CSV export for calling and campaign workflows
Where AI goes next
These are the next workflow layers after statement reading and borrower intelligence: safer outreach and smarter document handling.
Compliant outreach drafting
AI writes the follow-up email or text — with the right disclosures and a compliance pass built in. You review and send.
Rates near your range just opened. With ~$472k at 6.875%, a refi could trim your payment — want a no-obligation quote?
Smart document logic
Never ask a borrower for a document they already provided. AI flags only genuinely-stale items — killing the #1 driver of borrower-NPS decline.
to read a statement and prefill an application — with zero typing
borrower NPS lost to repeat document requests — exactly what smart doc logic kills (STRATMOR)
of a dormant database typically shows >40% refinance propensity (Aidium)
Sources: STRATMOR Group consumer research; Aidium propensity case data. Industry figures describe the opportunity these features target, not Lendicity results.
AI statement reader
A borrower drops a PDF; AI pulls the lender, balance, rate, and payment and prefills the application — live today.
Borrower intelligence
Score your funded book for refi-ready borrowers, rate alerts, and maturing-loan opportunities — live on Growth and Scale.
Compliant outreach
AI drafts the email or text with required disclosures and a compliance check built in. (On the roadmap.)
One platform, not nine tools
Borrower portal
A white-label self-service portal is the single highest-ROI tech investment for a lender servicing more than 20 loans — it removes the three highest-volume calls: balances, payment confirmations, and statements.
ExploreLead pipeline
A pipeline built for private money, not generic sales. Stage gates keep loans from advancing before their conditions are met, so nothing slips and nothing closes half-baked.
ExploreMarketing suite
Generate compliant campaign copy, plan Meta and Google structures, create AI visuals, then route every launch through a governed ad-ops console where nothing goes live without human approval.
ExploreRun your whole lending operation in one place
Start setup, choose a plan during onboarding, and be live on your own pipeline this afternoon.